The Impact of Health Care Costs on Social Security As health care costs continue to rise at a faster annual rate than Social Security payments, and lifespans continue to lengthen, the need for retirees to [...]
It’s Time to Review Your Life Insurance When was the last time you looked at your life insurance coverage? Why not do it now? Life insurance can be a remarkable estate planning and tax-saving tool. [...]
Identity Theft and Retirement: How to Protect Yourself Identity theft is a problem that impacts millions of people annually. Retirees and older Americans have recently been targeted at higher rates than other segments of the [...]
Good Debt, Bad Debt Under the right circumstances, debt can have a positive impact on your finances, but the key is to maximize good debt and minimize bad debt. The average American owed $16,720 in [...]
Inflation Erodes Retirement Savings Inflation does not literally reduce the number of dollars you possess, but it does reduce your purchasing power. How inflation is measured Inflation and deflation describe whether prices of goods are [...]
The Good News: The Longer You Live, The Longer You Live The Bad News: Insurance Companies Are Rolling Out New Rates to Reflect the Increase In Life Expectancy The Society of Actuaries (SOA) released new [...]
401k Fees and Rollover Options These fees could erode your retirement savings as much as 30% over time. Understanding the fees associated with your retirement accounts is very difficult. But, if you don’t know or [...]
Understanding Lump Sum Pension Buyouts While it is possible for you to take a lump sum payment, invest it wisely, and benefit from the situation in various ways, it’s important to remember that you are [...]
The 14 Worst Retirement Planning Mistakes A Federal Employee Can Make Retirement is wonderful if you have two essentials — much to live on and much to live for. Make sure you set yourself up [...]
Federal Employee Benefits Rural US post office building, with an American flag flying. FERS and CSRS federal employee retirement benefits are generous, however they will cost you retirement dollars, especially for health and [...]
